Product Manager - Lending
Fazz Financial
- Penuh waktu
- Hybrid • Jakarta
- Negotiable
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Deskripsi Pekerjaan
- Own the end-to-end product lifecycle for consumer and merchant lending products.
- Define and execute the product roadmap to grow loan origination, improve portfolio quality, and drive engagement across consumer and merchant segments.
- Collaborate with credit risk, compliance, operations, and engineering teams to design lending flows that are intuitive, scalable, and compliant.
- Develop and experiment with credit policies, pricing strategies, and loan structures to optimize for uptake and repayment.
- Work with data teams to track product performance and cohort behavior; use insights to iterate and improve key KPIs such as approval rate, conversion rate, and delinquency.
- Partner with commercial and marketing teams to discover new lending opportunities in the broader Fazz ecosystem.
- Champion the customer—ensuring our lending products are trusted, accessible, and create positive im
Kualifikasi
- 2–4 years of product management experience in lending, credit, fintech, or consumer financial services (startup or fast-growth company preferred).
- Thrives in fast-moving environments with shifting priorities and the ability to turn ambiguity into action.
- Experience building or scaling digital credit products (e.g., personal loans, SME loans, BNPL, working capital).
- Understanding of key lending principles: risk management, underwriting, collections, and regulatory compliance.
- Strong ownership mindset, you take initiative, drive products from 0 to 1, and scale them with long-term sustainability in mind.
- Excellent stakeholder management, skilled at aligning cross-functional teams and engaging senior leaders. You swiftly remove blockers and drive clear decisions in fast-paced, high-stakes environments.
- Data-driven decision-making, you rely on metrics and insights to prioritize effectively, experiment boldly, and continuously improve.
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Fazz Financial Group is a digital financial services group founded in 2016. It is based in Southeast Asia, and is the holding group for over 10 FinTech startups, which includes PayFazz, Xfers, Modal Rakyat, StraitsX, and others.
Fazz Financial Group’s mission is to enable financial access for everyone, especially within Southeast Asia, where 70% of its population is underserved.
Fazz Financial Group has headquarters in Singapore and Indonesia, with 600 staff spread across regional offices in Malaysia, Taiwan, and Vietnam. We are proud to be local and knowledgeable about the region, giving an intimate understanding of Southeast Asia’s financial needs.
As a local group born and bred in Southeast Asia, companies within Fazz Financial Group are among the first Indonesian startups, and one of the many Singaporean startups to be seeded by the prestigious Y-Combinator programme. We are backed by both global and local investors including Insignia Venture Partners, B Capital, BRI Ventures, and many others.
We know how important our mission is to improving the livelihoods of millions of people in Southeast Asia. That's why we're looking for passionate and driven people to join us to accelerate financial access for everyone.
Head to our website to get to know us better: https://fazzfinancial.com/
