<p>Universal BPR is a community bank founded in 2003 by Kaman Siboro and Stephen Satyahadi - two individuals with more than 30 years of experience in banking sector. The bank is engaged in the provision of loan, saving and deposit to individuals and SMEs. For lending segment, the current ticket size is ranging from 100 million to 10 billion rupiah per customer. Universal BPR group currently operates 10 branches located in 8 cities of Indonesia. Universal BPR is registered and regulated by OJK (financial services authority) and is a member of LPS (deposit insurance).</p>

Kezia

Arlita

Tangerang Selatan

Indonesia

PT BPR Universal

Integrity

We uphold honesty and virtue in every single product/service we deliver

Respectful

Everyone should be treated with courtesy and professionalism

Innovative

We strive to constantly pursue innovation of our products and services

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