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Job Description

The Tech Lead (Engineering) at IAF will play a pivotal role in designing, building, and guiding the technical execution of our core lending ecosystem, which includes BNPL, cash loans, and other credit products. This role demands strong end-to-end software engineering expertise, architectural decision making skills, and the ability to lead cross-functional technical discussions while fostering a high performing engineering culture.

Responsibilities:

1. Engineering Leadership:

  • Lead the technical direction of key lending and platform initiatives, collaborating with backend, frontend, data, infrastructure, and SRE teams.
  • Drive high-impact design and implementation decisions that balance performance, maintainability, security, and scale.
  • Provide hands-on support in architecture design, code reviews, and engineering problem solving.

2. System Architecture & Engineering Excellence:

  • Partner with product, business, risk, and compliance teams to translate business goals into technical solutions.
  • Ensure timely delivery of features and system improvements, balancing tech debt and innovation.
  • Support integration efforts with third-party vendors and external systems.

3. Collaboration & Delivery:

  • Collaborate with senior leadership to define the operational strategy and align technical functions with business goals.
  • Identify and prioritize technical initiatives that enhance the organization’s core systems and compliance.

4. Vendor & Third-Party Integration:

  • Guide and supervise integration efforts with external platforms, vendors, and partners.
  • Conduct technical assessments and ensure compliance with architectural and security standards.
  • Drive the quality, reliability, and scalability of systems and components provided by third party vendors to ensure they meet IAF’s engineering and operational standards.

5. Engineering Culture:

  • Foster a positive, growth-oriented engineering culture that values learning, collaboration, and ownership.
  • Mentor junior to senior engineers and guide team development through active feedback, technical pairing, and coaching.
  • Promote a culture of continuous improvement and shared technical excellence across the engineering organization

Requirements

Educational Background:

  • Bachelor’s degree in Computer Science, Engineering, Information Technology, or a related field. A Master’s degree is a plus.

Experience:

  • 8+ years of hands-on experience in end-to-end software engineering with at least 5 years in a technical leadership or team lead capacity.
  • Proven experience designing and delivering distributed systems in fintech, e-commerce, or similarly high-scale domains.
  • Experience collaborating with cross-functional teams and external vendors.

Technical Expertise: o

  • Architecture & Backend Systems: Proficient in designing microservices and event-driven systems.
  • Deep knowledge of backend technologies (e.g., Java, Go, Node.js).
  • Infrastructure & Cloud: Experience deploying and scaling systems in cloud environments (e.g., AWS, GCP, Alibaba Cloud).
  • Familiarity with container orchestration (e.g., Kubernetes) and IaC tools (e.g., Terraform).
  • Data Systems: Understanding of data pipelines, distributed storage, and batch/stream processing.
  • DevOps & Observability: Strong grasp of CI/CD, logging, alerting, and monitoring tools.
  • Experience with Loan Origination System (LOS) & Loan Management System (LMS)

Skills:

  • Strong analytical, system design, and decision-making capabilities.
  • Effective communication and cross-team collaboration skills.
  • Experience leading design discussions and technical planning.

Certifications (Optional):

  • Certifications in cloud (AWS, Alibaba Cloud), system design, or agile practices are a plus.
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About PT Indonesia Airawata Finance
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PT Indonesia Airawata Finance atau yang dikenal juga dengan IAF adalah perusahaan pembiayaan yang berfokus pada pembiayaan Konsumtif Multiguna dengan Cara Pembayaran Angsuran dan Pembiayaan Produktif Fasilitas Modal usaha, sebelumnya bernama PT. ITC Auto Multi Finance. Berdiri sejak tanggal 3 Oktober 2002 dan diakuisisi oleh PT Aliansi Saka Rinjani dari ITOCHU Corporation pada Tahun 2025. Seiring dengan perkembangan teknologi dan kebutuhan masyarakat yang semakin dinamis, PT Indonesia Airawata Finance melakukan transformasi strategis menuju model bisnis Buy Now Pay Later (BNPL). Melalui layanan ini, perusahaan memperluas jangkauan pembiayaan tidak hanya terbatas pada smartphone, tetapi juga mencakup berbagai kebutuhan konsumtif seperti elektronik, fashion, lifestyle, hingga kebutuhan harian, dengan sistem cicilan yang mudah, cepat, dan transparan.
Industry
Financial Technology
Location
Jakarta Selatan, Indonesia
Company Size
1–50 employees

Culture

Passionate
Strong belief and efforts are the base to achieve long term success
Quality
We put great emphasis on preserving the high existing standard of our products/services
Integrity
We uphold honesty and virtue in every single product/service we deliver