Risk Assessment
PT Atome Finance Indonesia
- Full-Time
- Hybrid • Jakarta Selatan
- Negotiable
No Sign Up Required!
Job Description
- Coordinate the operational execution of Enterprise Risk Management.
- Organize cross function assessments and updates on 8 Risk Profiles (Credit Risk, Operational Risk, Market Risk, Liquidity Risk, Compliance Risk, Legal Risk, Reputational Risk and Strategic Risk).
- Collaborate with various stakeholders including but not limited to Board of Commissioners, Board of Directors, cross function leaders to generate and evaluate Risk Profiles and Financial Soundness Reports prior to prompt submission to OJK.
- Administer pre and post meeting documents of the Risk Management Committee, the Risk Oversight Committee and other Enterprise Risk Management meetings. Follow up, track and update the progress of each action items as discussed in the committees’ meetings.
- Actively monitor and review risk appetite, risk tolerance and limit of each risk profile, make recommendations as well as formalize company’s policies and procedures.
- Support the development and maintenance of the Enterprise Risk Management infrastructure, tools, and systems.
- In charge as one of key person during internal and external audit relating to Enterprise Risk Management.
- Support Ad-Hoc risk projects to grow the business healthily and prudently.
Requirements
- Bachelor’s degree from reputable universities, with major in Computer Science, Information System, IT, Informatics, Engineering, Mathematics, Statistics, Actuary, accounting or any other similar fields.
- Work experience less than 2 years, Fresh Graduates are welcomed to apply.
- Proficiency in SQL, and MS office (Excel, Word, Powerpoint)
- Possess strong analytical and problem-solving skills with keen attention to detail.
- Excellent interpersonal communication skills.
- Ability to work independently and collaboratively.
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Atome is part of Advance Intelligence Group, one of the largest independent financial services-focussed technology startups in Asia.
Backed by investors such as Softbank Vision Fund 2, Warburg Pincus, Northstar Group, Standard Chartered Bank and Singapore-based EDBI, the Group has raised over USD 700 million in funding to-date and has secured capital in excess of USD 1 billion supporting its credit book.
Today, the Group serves over 500 enterprise clients, 235,000 merchants and 40 million individual consumers. Since inception, it has disbursed over USD 4 billion in loans.
Atome is Southeast Asia's leading "buy now, pay later" brand which offers consumers greater financial access and flexibility, allowing them to split their bills into flexible deferred payments over time. Short for "Available to Me", A-To-Me partners over 15,000 online and offline retailers across key verticals such as fashion, beauty, lifestyle, fitness and homeware in offering their consumers choice, flexibility and convenience in how they choose to shop and pay.
PT Atome Finance Indonesia - part of Atome Financial, is a Multifinance company established in Indonesia since 2021. We provide innovative financial solutions and technology that enable users to obtain multi-purpose financing with a fast and secure process.
- Utilizes a digital platform to connect customers with partnered merchants both offline and online.
- Customer are able to apply for loans or financing facilities online through the application that has collaborated with us.
- Offers multi-purpose financing products that can be used by partners to assist their customers/users in meeting their financial needs. PT Atome Finance Indonesia is committed to providing the best service and experience to each of its partners by continuously providing easy, secure, and reliable services.
Our three core brand pillars are "aspirations, access and advice", and our goal is to empower a new generation of tech-savvy consumers with smarter access to their aspirations. Our tagline, “Time to Own It”, plays on the core concept of time; in how Atome helps people to pay and afford products and services over time, but at a deeper level, it’s also an immediate call to action for consumers to own their deepest passions and aspirations.
Under the umbrella of Atome Financial, Atome Finance Indonesia is committed to providing the best service and experience to each of its partners by continuously providing easy, secure, and reliable services.