company logo

Head of Risk Management

AsetKu

Fewer Applicants
Actively hiring 2h ago
  • Full-Time
  • On-site Jakarta Selatan
  • Min. 5+ years of experience
  • Rp50.000.000 – 70.000.000

Job Description

  1. Develop and implement the company’s overall risk management strategy.
  2. Lead, oversee, and provide strategic direction to the Risk Management team to ensure effective risk mitigation and compliance.
  3. Establish the company’s risk appetite and ensure alignment with business objectives and regulatory requirements.
  4. Oversee the development and implementation of credit risk models, including credit assessment, borrower verification, and loan default prediction.
  5. Analyze borrower behaviour, payment patterns, and overall portfolio performance to support data-driven risk decisions.
  6. Identify operational risks related to lending activities, including fraud, data security, and operational inefficiencies.
  7. Ensure robust internal controls and processes are in place to prevent fraud and maintain compliance with industry standards.
  8. Develop and implement business continuity and disaster recovery plans.
  9. Develop risk mitigation strategies related to liquidity, investments, and market volatility.
  10. Ensure the company complies with applicable regulations, Anti-Money Laundering (AML) requirements, and data privacy laws.
  11. Collaborate with the Legal and Compliance teams to address regulatory changes and concerns.
  12. Provide regular and transparent reporting on risk metrics, strategies, and outcomes.
  13. Build a strong risk awareness culture across the organization, ensuring that all employees understand and prioritize risk management in their respective roles.
  14. Provide training and development programs on risk management best practices.

Requirements

  1. Bachelor’s or Master’s degree from a reputable university, preferably in Finance, Economics, Accounting, Business, Risk Management, or other relevant fields.
  2. Minimum 10 years of relevant experience in Risk Management within the financial services, banking, or related industries.
  3. Solid knowledge of risk management principles, credit risk management, and financial institution business processes.
  4. Strong understanding of OJK regulations and other applicable regulations, particularly those related to P2P Lending and financial services.
  5. A Risk Management Certification Level 5 from AFPI is preferred.
About AsetKu
Learn More

PT Pintar Inovasi Digital (AsetKu) is an innovative Fintech P2P Lending Platform. AsetKu is driven by the excellence of young generations to be the best in what we do. We valued positive challenges, and collaboration to inspire each of our team members to work creatively with full care towards our users needs. Our works are built upon the vision and values of our company to provide a top quality service in Financial Technology.

Industry
Financial Services
Location
Jakarta, Indonesia
Company Size
50–100 employees

Culture

Adaptable
Our team is flexible and resilient in the face of adversities
Driven
We hope to confidently inspire our team to maintain high level of motivation in completing their duties
Trustworthy
Consistently making an all-out effort to sustain people's trust of our products/services