Job Description
Daily Settlement Payment In and Payment Out Transaction
- Conduct rigorous reconciliation between bank statements (actual funds received) and internal transaction logs to ensure 100% data integrity before fund release.
- Calculate and settle accurate margins, Merchant Discount Rates (MDR), and applicable fees for each merchant account balance.
- Prepare, validate, and upload bulk payment files to initiate transfers to merchant bank accounts or internal balances according to specific settlement cycles
- Guarantee that all fund distributions adhere to the Service Level Agreements (SLA) defined for each payment method (VA, E-Wallet, QRIS, Retail).
- Verify and ensure that settlement transactions are executed to the correct destination account in accordance with the registered settlement destination.
Cash Flow and fund Management
- Conduct liquidity monitoring of account balances across multiple bank channels to ensure adequate liquidity for daily outbound disbursements
- Identify potential funding gaps and collaborate with the Treasury team to execute inter-account transfers, mitigating the risk of settlement failures.
Stakeholder Management & Issue Resolution
- Liaise with internal departments and external stakeholders to ensure smooth financial operations and resolve escalated issues.
- Monitor the full transaction lifecycle, including inbound payments and disbursements, to identify and resolve anomalies promptly
Process Optimization
- Analyze the current settlement workflow to find manual pain points and propose automation or better Excel macros/SQL scripts to the Lead
Procedure Administration and Governance
- Author and maintain the Standard Operating Procedures (SOPs) for all special ops activities and ensure it is updated
Requirements
- 2–3 years of experience in corporate operations, corporate banking, or financial operations in fintech or bank
- Hands-on experience with bank reconciliation, cash management, and payment processing
- Extremely meticulous and process-driven — able to spot discrepancies in large data sets and flag issues proactively
- High sense of urgency — comfortable operating at a fast pace with tight daily deadlines
- Proficient in Excel / Google Sheets for reporting and data management
- Strong written communication skills — able to write clear, structured SOPs and reports
- Comfortable working in a startup/scaleup environment with evolving processes
- Willing to follow shifting working arrangement
Tips Menjaga Diri
Perusahaan dan Lowongan di Dealls tidak meminta data pribadi, informasi rekening, atau pungutan ketika melamar. Hindari juga lowongan Google Form / Grup Telegram tanpa keabsahan yang jelas.
We're a B2B Payment SaaS with a vision to democratize and modernize payments for businesses across the region. With us, clients will need to integrate only once (thanks to our low code and no code approach) and it'll future proof their business! One integration that covers top 10 banks, top 5 e-wallets, top 5 BNPL for payment in; payment out to >100 banks and e-wallets and everything in between.
